Business consulting
Financial advisory – Support for decisions, growth, and security
Financial advisory is about understanding the numbers behind your business — and using them to make better decisions. At Mika Ekonomi, we help you interpret reports, create budgets, make forecasts, and understand key performance indicators.
Regardless if you want to increase profits, hire staff, invest, or simply gain better control — we are there as your sounding board and advisor, explained in a language you understand.
What is a key performance indicator and why does it matter?
Key performance indicators (KPIs) are measurements that show how your business is performing. They help you track goals, compare periods, and make fact-based decisions.
Examples of important KPIs:
• Gross margin = (Revenue – Cost of goods sold) / Revenue → shows earnings per sales krona
• Equity ratio = Equity / Total assets → measures financial stability
• Liquidity ratio = Current assets / Short-term liabilities → shows short-term payment ability
• Operating margin = Operating profit / Revenue → shows profitability before interest and tax
We help you track KPIs month by month — and understand what they mean for your specific business.
Budget – What is it and why is it needed?
A budget is a plan for future income and expenses. It gives you financial overview, helps you set goals, and shows whether you are on the right track.
We help you:
• Create a realistic budget based on historical figures
• Divide it into months and categories (sales, purchases, staff, premises, marketing)
• Compare actual results with the budget — so you can act quickly if deviations occur
A budget creates security and control — especially during growth or investments.
Forecast – How will the future be affected?
A forecast is an updated estimate of how the year will end, based on the current situation. It can be continuously revised and shows:
• Whether you will reach your budget
• Whether liquidity shortages may arise
• How different scenarios affect results and cash flow
We prepare forecasts quarterly (or more often when needed) — so you always stay one step ahead.
Cash flow – What is it and why is it so important?
Cash flow shows how money moves in and out of the company. It is not always the same as profit! A company can be profitable yet still struggle to pay bills — for example, if customers pay late.
We help you:
• Create cash flow forecasts
• Identify potential shortages
• Plan payments and investments at the right time
Healthy cash flow is crucial for growth, paying salaries, and handling unexpected expenses.
Examples of advisory situations:
✔ You want to know if you can afford to hire staff
✔ You are considering changing premises or expanding
✔ You find it difficult to interpret the income statement
✔ You want to apply for a loan and the bank requires forecasts and budgets
✔ You want to compare performance with industry averages
In all cases, we support you — providing advice, documentation, and confidence to make decisions.